A Retired Couple With $40,000 of Pension Income Can Sell $50,000 of Appreciated Stock Before Dec. 31 and Pay $0 Capital Gains Tax. Convert $80,000 to a Roth the Same Year and ...

A pension of $40,000 and a $50,000 stock gain sound like a recipe for a tax bill, but one combination of moves can shrink that bill to zero while another turns it into a $12,000…

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