The best way to boost your super depends on your money habits, not tax

Résumé détaillé

Salary sacrificing and personal deductions deliver the same tax savings. The right choice comes down to whether you trust yourself not to spend the cash.

Do you trust your future self to stay disciplined with money? If you do, there’s a smart, tax-effective way to build up your superannuation balance. If you do not, there is an equally effective route that delivers the same financial reward.

Both strategies are so powerful that a 30-year-old earning $150,000 who maximises them could retire with an extra $700,000.

Début de l'article, extrait de Australian Financial Review. Pour lire la suite, ouvrez l'article chez le média.