House prices and incomes in Europe: Where is it getting harder to buy a home?
Résumé détaillé
House prices outpaced household incomes in 17 EU countries between 2015 and 2025. The gap widened most in Portugal, while Romania saw the biggest fall in house prices relative to incomes.
How far does a household’s income go when buying a home? In 17 EU countries, it bought less in 2025 than it did a decade earlier. Eurostat’s house price-to-income ratio, showing how household income is changing relative to house prices, rose by 6.8% across the EU over that period, though it fell in 10 member states.Meanwhile, house prices in the EU rose by 62% in the ten years to the second quarter of 2026.
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