The typical homebuyer in 2026 is older, richer, and loves the suburbs

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A report from the National Association of Realtors shows that the typical homebuyer is getting older and wealthier.

The housing market hasn't been inspiring for prospective homebuyers lately. With many potential buyers waiting on the sidelines as interest rates rise, home sales are taking a hit. In 2024 and 2025, existing home sales were identical, at 4.06 million. However, that number fell to a seasonally adjusted annual rate of 3.75 million in October 2026, according to the National Association of Realtors. It's the lowest number in over a decade. "Home buying is difficult when mortgage rates have climbed to their highest levels since 2000, aside from a single month in 2023," NAR Chief Economist Lawrence Yun said.

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