ChatGPT can now let AI agents pay without seeing your card

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OpenAI has unveiled ChatGPT Wallet, a payment system that allows AI agents to buy things on a user's behalf without access to their actual card details. Each purchase requires a…

OpenAI has unveiled ChatGPT Wallet, a payment system that allows AI agents to buy things on a user's behalf without access to their actual card details. Each purchase requires a separate security check, such as Face ID or a fingerprint scan, says OpenAI.

To use the feature, users add a card once. Before each transaction, they review the items, total, and selected card, then approve it biometrically, creating a record of what the agent was authorised to buy. The payment network then issues a token standing in for the card number, security code, and expiration date, so neither the business nor the agent sees the real details, says OpenAI in an official announcement.

OpenAI also said users keep their card's existing rewards and protections for eligible disputes, and that banks and networks continue evaluating transactions. Businesses retain control over pricing, fulfilment, returns, and customer service.

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