It’s time to talk to Mum and Dad about aged care and their plans for later life

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There is a conversation many families put off because they can’t find the right time, the right words, or just don’t want to have a difficult talk: where do Mum and Dad want to live as they get older?

There is a conversation that many families put off because they can’t find the right time, the right words, or just don’t want to have a difficult talk: where do Mum and Dad want to live as they get older? As a financial adviser, I’ve seen what happens when that conversation starts too late. A parent has a fall, receives an unexpected diagnosis, or reaches a point where living independently is no longer possible. Suddenly the family is making significant financial and lifestyle decisions under enormous pressure. Adult children are scrambling to understand an aged-care system they have never navigated before.

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